Home & Auto Insurance
We are the Personal Lines Department because we understand that your valuable possessions are very personal and unique to you. Your insurance coverage should be too, and that’s what we provide, a personal insurance program. Our programs start with listening, to assure we understand your specific needs. With a broad range of insurance carriers available to us, we can design a comprehensive program efficiently customized to your situation.
Peace of mind is not a one-time event and neither is our service. We strive to earn your trust through an ongoing relationship that assures your coverage is always up-to-date, cost effective and comprehensive. Whether it’s your home, your vehicles or other valuable possessions, we can design your personal insurance program. Check out the range of coverage options we offer and contact us whether it’s a question, some advice or a quote.
Autos | Personal Watercraft and ATVs
Campers | Motorcycles
Whether your mode of transportation has four wheels or two, or it travels on asphalt, dirt or water, we can cover it. Our programs are comprehensive, personalized and always competitively priced. We can assure you are protected for liability and property damage, collision, uninsured motorists, medical, rental reimbursement, towing and labor coverage.
Mobile & Modular Homes
We understand your unique needs as an owner of a mobile, manufactured or modular home. And, while each situation may be different, all of our programs are about reliable coverage, great service and affordable rates. Get a quote and let us build a policy that's right for you.
Coverage Review
One thing we all can count on is that change happens, sometimes fast and obvious, sometimes under the radar. We're acutely tuned into the changes, big and small, that happen in the insurance industry. With our coverage reviews, we use this knowledge and expertise to help assure your coverage is optimal, efficient and cost effective, especially important when you may have experienced some of the changes that life always brings.
Flood
Flood insurance has recently been a topic of much discussion, if not confusion. With changes to the National Flood Insurance Program, many property owners are finding themselves in a difficult position. Let us help you navigate through these changes to secure coverage appropriate for your situation.
Homeowners
There's no place like home and likely no bigger investment that you will ever make. It's an investment of money, energy and heart. An investment that faces many risks such as fire, theft, and weather threats. Make sure it is protected. We can design a coverage plan that will help you sleep well at night.
Liability
It's not just your home structure that faces many risks, as a home or property owner your financial well-being could also be at risk from liability claims. Protect yourself, as well as your home or property, with well-planned liability coverage.
Renters
You've just moved all your valuable possessions into your new rental home or apartment. Time to settle down and enjoy your new home. Not quite. Don't get too comfortable until you've covered your property from loss and protected yourself from liability claims. Your landlord's insurance doesn't cover you and your personal property. We can cover you with renters insurance and we can help you even more with affordable options when you combine renters insurance with an auto policy.
Umbrella
In today's world you could quickly find yourself responsible for very extensive damage claims or involved in very expensive litigation. A serious auto accident with expensive medical bills, an accident on your property, a vacation incident, or an event that you can't imagine. An umbrella policy provides additional coverage when claims over injuries or property damage exceed the liability limits on your home or auto policies. It is an added layer of protection for your assets and your peace of mind. And, it is surprisingly affordable.
Valuable Articles
Has your photography hobby advanced to the stage of expensive cameras and equipment? What's the value of your jewelry? Has your antique collection appreciated greatly? Your homeowner's policy may not provide enough protection for these and other treasured articles. Protect the investment in your precious possessions with our valuable article coverage.